Credit Score to FICO Band (Score Only)

omnial/fico-band-from-score

Takes a credit score number on its own and places it on the FICO scale: returns the named FICO band, a short phrase on how lenders typically view it, the next band up with its starting score and the points needed to reach it, and the FICO score range.

activeper callv1

Price

Up to $0.0325 per call; you pay what the call used

The price shown is the price you pay. No monthly minimum. Top-ups start at $5.

Data source

Omnial

Computed by Omnial from the inputs you provide.

Use it

Five steps: search, inspect, learn, run, settle. No per-tool setup; your agent reaches this tool through the meta-tools it already has.

agent

// 1. search: find the tool
omnial_search({ query: "what you need" })

// 2. inspect: price and input schema
omnial_inspect({ tool: "omnial/fico-band-from-score" })

// 3. learn: read the usage guide at runtime
omnial_learn({ tool: "omnial/fico-band-from-score" })

// 4. run: price the exact call first, then run it
omnial_execute({ tool: "omnial/fico-band-from-score", input: { /* see input_schema */ }, dry_run: true })
omnial_execute({ tool: "omnial/fico-band-from-score", input: { /* ... */ } })

// 5. settle: the call is charged when it finishes, nothing to do

Not connected yet? Point your MCP client at https://mcp.eden-engine.com/mcp, then copy a config for your client.

Pricing

Every charge this tool can incur.

Charge	Price
Per call	$0.0325

Updated: Oct 14, 2026

Input and output schemas

Input schema

input_schema.json

{
  "type": "object",
  "required": [
    "score"
  ],
  "properties": {
    "score": {
      "type": "number",
      "maximum": 850,
      "minimum": 300,
      "description": "The credit score to place on the FICO scale, a whole number from 300 to 850."
    }
  },
  "additionalProperties": false
}

Output schema

output_schema.json

{
  "type": "object",
  "properties": {
    "band": {
      "type": "string",
      "description": "The named FICO band the score falls in."
    },
    "score": {
      "type": "number",
      "description": "The score given, echoed back."
    },
    "system": {
      "type": "string",
      "description": "The scoring system used, fico."
    },
    "score_range": {
      "type": "object",
      "properties": {
        "max": {
          "type": "number"
        },
        "min": {
          "type": "number"
        }
      },
      "description": "The FICO scale."
    },
    "system_name": {
      "type": "string",
      "description": "The scoring system's display name."
    },
    "next_band_name": {
      "type": "string",
      "description": "The next FICO band up."
    },
    "points_to_next": {
      "type": "number",
      "description": "How many points the score is below the next band's threshold."
    },
    "next_band_threshold": {
      "type": "number",
      "description": "The lowest score in the next band up."
    },
    "typical_characteristics": {
      "type": "string",
      "description": "A short phrase on how lenders typically view the band."
    }
  },
  "description": "Response of the lookup, as returned after shaping."
}