Current Mortgage Rate Snapshot (omnial/get-mortgage-rates), Eden Engine

Contract

input_schema.json

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

output_schema.json

{
  "type": "object",
  "properties": {
    "data": {
      "type": "object",
      "properties": {
        "count": {
          "type": "number",
          "description": "Number of entries in `rates`."
        },
        "rates": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "apr": {
                "type": "number",
                "description": "Annual percentage rate, as a percent."
              },
              "name": {
                "type": "string",
                "description": "e.g. '30-Year Fixed Mortgage', '7/6 ARM Mortgage'."
              },
              "loanTerm": {
                "type": "string",
                "description": "ISO 8601 duration, e.g. 'P30Y' for a 30-year term."
              },
              "loanType": {
                "type": "string",
                "description": "e.g. 'Conventional Fixed', 'FHA Fixed', 'VA Fixed', 'Jumbo Fixed', 'Conventional ARM'."
              },
              "interestRate": {
                "type": "number",
                "description": "Percent, e.g. 6.99."
              },
              "feesAndPoints": {
                "type": "string",
                "description": "Free-text summary of points and dollar fees for this rate, e.g. '1.843 points; $5,068.25'."
              }
            },
            "additionalProperties": true
          },
          "description": "10 entries on the one real call observed, one per loan product."
        }
      },
      "additionalProperties": true
    },
    "status": {
      "type": "string",
      "description": "'success' on the one real call observed."
    }
  },
  "description": "The mortgage rate snapshot, as returned at routing.responseResultPath ($.output). This endpoint takes no input, so every call returns the same shape: the full current rate table. Only one real call has been observed (10 rate entries); a genuinely empty result has not been captured.",
  "additionalProperties": true
}

Pricing

Every real charge, itemised. A model that quietly omits one is a slow financial leak, so nothing here is rolled up, and a charge that only applies to some inputs says so rather than being added in.

Prices in this catalog are the provider's own list price, not your bill: Omnial MCP charges provider cost plus a platform markup on top, so what you are charged is higher than the figure shown. For the exact amount a specific call will cost, run omnial_execute with dry_run: true; that number includes the markup and is what we hold while the call runs. It is a quote, not a cap on the charge.

Charge	Rate
Per call Flat, regardless of what comes back	$0.06825

Cost basis: Not recorded
This tool's catalog entry does not record how its final bill is determined, so we will not tell you whether its cost is fixed before the call or reported by the provider afterwards. Either way what is held is a quote rather than a cap: you are charged what the call actually costs, bounded at 2x the quote.
Updated: Sep 23, 2026