Current Mortgage Rate Snapshot

omnial/get-mortgage-rates

Returns a snapshot of current U.S. mortgage interest rates across loan types -- conventional fixed (10/15/20/30-year), FHA fixed, VA fixed, jumbo fixed, and adjustable-rate (ARM) -- with each entry's interest rate, APR, and associated points/fees. Takes no input; every call returns the full current rate table.

activeper callv2

Price

Up to $0.0683 per call; you pay what the call used

You pay the price shown. If a call turns out to cost more than its quote, you pay the actual price, capped at twice the quote. No monthly minimum. Top-ups start at $5.00.

Data source

Zillow

Data from Zillow.

Use it

Your AI assistant does the work: it finds this tool, shows you the price first, runs it, and you are charged when the run finishes. There is nothing to set up for this tool in particular.

Connect once and your AI can find and run this tool, and any other it needs.

Install it Create an account

For developers: the calls your assistant makes

agent

// 1. search: find the tool
omnial_search({ query: "what you need" })

// 2. inspect: price and input schema
omnial_inspect({ tool: "omnial/get-mortgage-rates" })

// 3. learn: read the usage guide at runtime
omnial_learn({ tool: "omnial/get-mortgage-rates" })

// 4. run: price the exact call first, then run it
omnial_execute({ tool: "omnial/get-mortgage-rates", input: { /* see input_schema */ }, dry_run: true })
omnial_execute({ tool: "omnial/get-mortgage-rates", input: { /* ... */ } })

// 5. settle: the call is charged when it finishes, nothing to do

Not connected yet? Point your MCP client at https://mcp.eden-engine.com/mcp, then copy a config for your client.

Pricing

Every charge this tool can incur.

Charge	Price
Per call	$0.0683

Updated: Oct 27, 2026

Input and output schemas

Input schema

input_schema.json

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

Output schema

output_schema.json

{
  "type": "object",
  "properties": {
    "data": {
      "type": "object",
      "properties": {
        "count": {
          "type": "number",
          "description": "Number of entries in `rates`."
        },
        "rates": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "apr": {
                "type": "number",
                "description": "Annual percentage rate, as a percent."
              },
              "name": {
                "type": "string",
                "description": "e.g. '30-Year Fixed Mortgage', '7/6 ARM Mortgage'."
              },
              "loanTerm": {
                "type": "string",
                "description": "ISO 8601 duration, e.g. 'P30Y' for a 30-year term."
              },
              "loanType": {
                "type": "string",
                "description": "e.g. 'Conventional Fixed', 'FHA Fixed', 'VA Fixed', 'Jumbo Fixed', 'Conventional ARM'."
              },
              "interestRate": {
                "type": "number",
                "description": "Percent, e.g. 6.99."
              },
              "feesAndPoints": {
                "type": "string",
                "description": "Free-text summary of points and dollar fees for this rate, e.g. '1.843 points; $5,068.25'."
              }
            },
            "additionalProperties": true
          },
          "description": "10 entries on the one real call observed, one per loan product."
        }
      },
      "additionalProperties": true
    },
    "status": {
      "type": "string",
      "description": "'success' on the one real call observed."
    }
  },
  "description": "The mortgage rate snapshot. This endpoint takes no input, so every call returns the same shape: the full current rate table. Only one real call has been observed (10 rate entries); a genuinely empty result has not been captured.",
  "additionalProperties": true
}